Archives for April 2008

WILL THE MORTGAGE PROGRAMS BE THERE?

Here in Chicago we hit 60 degrees this weekend. I noticed everyone out and about, walking dogs, walking kids, wearing shorts, etc.  So I guess spring is here.
Then I noticed the trees.  Still all bare.  Not any sign of buds yet.  It was as if the buds were still afraid to pop out for fear that we’d get […]

8 April 2008 | First Time Homebuyers, Pre-Approval, Loan Officers, Chicago Stuff, Programs | No Comments

SHOPPING FOR THE BEST INTEREST RATE? HOW ABOUT 11.5

As you may know, I published a book called It’s Not About Rate…OK, let’s stop right there. It’s not about the interest rate?  Then what can it be about? You don’t have to read my book to have a good idea what are the critical factors in being approved for a mortgage.  Still….there are companies that […]

3 April 2008 | First Time Homebuyers, Pre-Approval, Fixed Rate/ARM, Programs | No Comments

GETTING A MORTGAGE? HOW ABOUT A PAUSE?

The other week I was talking with a real estate agent who is very smart. Smart and intelligent.
We were discussing the hot topic of the day, month, and year:  the state of the mortgage industry. We eventually got around to the various ways to fix the problems. We all know that the government would get involved, […]

1 April 2008 | First Time Homebuyers, Pre-Approval, Real Estate (Agents), Loan Officers, Chicago Stuff, Programs | No Comments